Healthcare Costs
Nursing homes, assisted living and the differences
The categories are distinct in what they provide, what they cost and what pays for them, and the distinctions matter.
Healthcare Costs
Medicare, gap years, long-term care and what to reserve.
Healthcare Costs
Health as a financial asset
The return on maintaining physical function in later life exceeds most available financial decisions.
Healthcare Costs
Cognitive decline and protecting finances
Financial capability declines before it becomes obvious, and the protections have to be set up while capacity is intact.
Healthcare Costs
Vision, mobility and driving in later retirement
Losing the ability to drive changes the cost and viability of where you live, and it is rarely planned for.
Healthcare Costs
Planning for care at home
Most people who need long-term care receive it at home, and the arrangements are frequently improvised rather than planned.
Healthcare Costs
Choosing between Medicare Advantage and original Medicare
A decision made once at sixty-five that is harder to reverse than most people are told.
Healthcare Costs
Falls, frailty and the cost of losing mobility
A single fall is among the most common triggers for a major and expensive change in living arrangements.
Healthcare Costs
Dental, vision and hearing in retirement
Three substantial cost categories that original Medicare largely does not cover, and that people encounter unprepared.
Healthcare Costs
Prescription costs and how to reduce them
Drug spending is one of the more controllable healthcare costs in retirement, and most of the mechanisms require asking.
Healthcare Costs
Retiring before Medicare eligibility
The health insurance gap between leaving work and turning sixty-five is the largest obstacle to early retirement in the United States.
Healthcare Costs
Long-term care and the ways of paying for it
The largest uninsured risk most retirees carry, with a set of imperfect options and no clearly correct answer.
Healthcare Costs
Medicare, and what it does not cover
The structure is more complicated than most people expect, and the gaps are where the planning is needed.